Please write down..or get a receipt..or put on an app any money you paid out during the day. That night record it in a budget accounting book or leave on the app the amount of money. (but don't use this as an excuse to go out and buy an app unless you can afford it). Then forget about it. At the end of the month look back and acknowledge and be thankful for the things you had and also see what you wasted.
Next month don't spend what you wasted. Put half of what you saved doing this in your pocket or bank.Give the other half to someone (or yourself).Continue to keep on giving or saving this amount each month and doing it every month, not just in theory but in practice.
Also you can look back and see what and where your money went and this can bring peace of mind.
And you will be ready for the cost of the coming trade wars.
Murray Beech
